Whether you’re a software developer, IT consultant, ISP or SaaS provider, we craft tailored technology company insurance solutions for businesses working in the UK’s dynamic digital and telecoms sector.
We understand the unique risks faced by digital and tech businesses. Our team will help you protect your business with reliable and flexible cover that’s built for modern challenges such as cyber threats, professional negligence, intellectual property disputes, and contractual liabilities.
Some of our technology clients are trusted by the very highest levels of Government, international financial institutions, universities and police forces. They need absolute confidence that their insurance cover is watertight for both them and their clients. The Technology Team here at C&C provides that assurance.
We are NOT a call centre. We work hard to understand your business – its challenges, goals, and its culture. Our 97.7% client retention rate is due to the value our clients place on the long-term relationships they build with our team, and the peace of mind those relationships provide.
We understand that your insurance needs change as you grow, and sometimes, those needs can change quickly. Our team is both rapidly responsive and proactive in reviewing your cover against your requirements.
Please see our privacy policy for how your data will be used.
Technology Company Insurance Cover:
We provide specialist insurance solutions for a wide range of UK tech, telecoms and digital companies, including:
Whether you’re a startup, scale-up or an established enterprise, we can create a bespoke policy that fits your technology business model, growth strategy, and risk exsposure.
Technology Insurance Products We Offer:
Our policies are tailored to the specific needs of the technology sector. Core covers include:
Professional Indemnity Insurance
Tech Professional Indemnity Insurance (PI) protects you if a client alleges that your services or advice caused them financial loss due to coding errors, implementation issues, or breaches of contract. Includes cover for:
> Programming or development mistakes
> Failure to deliver software or meet service levels
> Negligence or breach of professional duty
> Intellectual property infringement
> Breach of contract or confidentiality
> Defence costs and settlements
Cyber Liability Insurance
Cyber Insurance is essential for any business handling data, hosting systems, or relying on online platforms. It protects against data breaches, ransomware attacks, and system failures, covering financial losses, legal liabilities, and crisis response. Key features:
> Cybercrime, ransomware, and extortion
> Data breach costs (notification, investigation, legal)
> Business interruption due to a cyber attack
> GDPR breach & ICO investigations
> Third-party claims for data loss or misuse
> PR/crisis communication support
Technology Combined Insurance
A smart, cost-effective solution that bundles key covers into one policy:
> Tech PI Insurance
> Cyber Liability
> Public & Employers’ Liability
> Office & Equipment Insurance
> Directors & Officers’ Insurance (D&O)
> Business Interruption Cover
> IP Infringement & Legal Protection
Ideal for businesses looking for comprehensive protection under one roof.
Contract & Indemnity Clause Advice
We assist with reviewing contracts and tender requirements to help you:
> Understand Indemnity & Liability Clauses
> Avoid Uninsured Exposures
> Meet Client Insurance Obligations
> Ensure Policy Limits and Wording Align With SLAs and Contract Terms
Public Liability Insurance
This protects your business if a third party suffers injury or property damage due to your business activities, for example, during site visits, client meetings, or trade shows.
Employers’ Liability Insurance
A legal requirement in the UK if you employ staff, contractors, or freelancers. It covers your liability if an employee becomes ill or injured due to their work.
Intellectual Property (IP) Cover
Protects against claims of unintentional copyright, trademark, or patent infringement, often included within a PI policy or available as a standalone cover.
Equipment & IT Hardware Insurance
Protect your laptops, servers, and specialist equipment, whether they’re office-based, portable, or used by remote teams. Cover includes accidental damage, theft, fire, and water damage.
Insurance protection can also be tailored with policies such as:
Directors and Officers Liability
Reimburses the costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing.
Legal Expenses Insurance
Provides legal support and covers costs related to employment disputes, contract disputes, tax investigations, and more.
Motor Fleet
Group many vehicles (vans, trucks, minibuses, HGVs and cars) under one policy, with a single renewal date for convenience.
Buildings & Contents
Reinstatement of either can be considerably more expensive than in previous years, and underinsurance could result in only a partial payout in the event of a claim.
Business Interruption
Can protect against loss of income due to an unexpected event, such as fire, flood or some other unforeseen circumstances, including the supply of goods or services.
Equipment & IT Hardware Insurance
Protect your laptops, servers, and specialist equipment, whether they’re office-based, portable, or used by remote teams. Cover includes accidental damage, theft, fire, and water damage.
Credit Insurance
Covers against the risk of businesses not being paid for goods or services that they sell or buy (if on a pro forma).
Healthcare
Cover could include private medical insurance for individuals or groups, income protection, life assurance, critical illness or key person protection.
Why Choose Us For Technology Sector Insurance?
Our clients tell us there are many benefits to working with us:
Expertise
The technology insurance team is headed up by our Commercial Director, Hiek Sarkissian. We have vast amounts of retained knowledge so can quickly understand a client’s needs and crucially, which insurers to approach to meet those needs. Over 50 years, we’ve developed outstanding relationships with insurers which bring a host of benefits for clients in terms of negotiation and speed of response.
Relationships
Clients often tell us that one of the biggest benefits of working with C&C is the relationship they have with their contacts here. At the risk of repeating ourselves, we’re NOT a call centre! We invest in understanding our clients, their business, and the specific markets they operate in. This consistency of contact means clients avoid the all-too-familiar, starting at square one feeling when it comes to renewals or initiating a claim on their tech insurance policy.
In-House Claims Team
Should the worst happen and a claim is initiated, our in-house Claims Team will be with you every step of the way. With over 190 years’ combined experience, they take the lead on the process and manage as much interaction with insurers and loss adjusters as possible. Led by Claims Director, Steve Lockey, our team will challenge, chase up, and champion your technology insurance case all on your behalf. Having our team take the headwind at such a difficult time brings immense peace of mind to our clients. And the best bit?
We provide this added-value service completely free of any additional claims handling fees.
Our in-house risk management team can also assess your technology business insurance exposures and assist in reducing your risk, which in turn, can enhance your relationships and reputation with insurers.
CONTACT OUR TECHNOLOGY INSURANCE TEAM TO SEE HOW WE CAN TAILOR COVER TO PROTECT YOUR TECH COMPANY ON 0161 406 4800 OR VIA EMAIL HERE
