We’ve amassed years of experience in providing sports club insurance. Some of the biggest names and venues in sport trust us to ensure they are fully protected across all eventualities.
We provide sports club insurance for many prestigious, professional sporting organisations such as International-hosting County Cricket venues, Premiership Rugby Union clubs, Rugby League clubs, various clubs in the English and Scottish Football Leagues, a SuperLeague-winning netball team, an array of community local rugby, cricket and football clubs… and everything in-between!
We also understand the challenges of sourcing cover for private membership organisations such as golf, tennis, bowls, sailing, fitness & leisure clubs, as well as business membership clubs. Golf and cricket clubs in particular are unique in the diversity of cover they need to consider, such as damage to adjacent property, malicious damage to pitches, greens, squares, artificial surfaces, practice nets, floodlights, ground maintenance equipment, as well as changing & function rooms.
Sports club insurance really comes into its own when you need to make a claim, and should that happen, our multiple award-winning in-house Claims Team will pick up the ball and run with it. With over 200 years of collective C&C claims experience, our team will lead the charge in managing your case from start to finish. And the best bit? We provide this added-value service completely free of any additional claims handling fees.
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We provide Sports Club Insurance for many types Of Organisation:
Tailored Sports Club Insurance
We appreciate that every sports club is unique and understand the intricacies that may require specific types of cover. So, whether it’s buildings, contents, fleet protection, cancellation & abandonment, away and overseas trips, contractual bonus insurance, or business interruption, we’re well placed to source the most appropriate sports club insurance cover to keep your organisation protected.
360o Review Of Protection
Whilst a sport’s governing body may provide some element of cover for public or employers’ liability, we carry out a full review, as a club may also still benefit from additional types of protection such as Credit Insurance, Healthcare, Cyber cover and Directors & Officers protection. Cash flow is critical in club finances, so being exposed to internal fraud by an employee or volunteer, or perhaps a cyber hack of membership, could be costly in lost revenue or restoring security and faith.
Equally, we work with clients to ensure that their policy always reflects an accurate sum-insured/value at risk figure. Underinsurance is increasingly catching organisations out due to recent inflationary escalations in rebuild or replacement costs, or when new equipment or facilities are installed. We help guard against this situation and will always spotlight this scenario to our clients.
Tailored Sports Club Insurance policies can include A Range Of cover:
Contractual Bonus: covers the financial liability of a club for performance-based bonuses promised to athletes or teams, transferring the risk of large payouts for achieving specific targets, such as winning a championship.
Cancellation/Abandonment: protects clubs from financial losses when a fixture or event must be cancelled, abandoned, or postponed due to circumstances beyond their control, covering irrecoverable costs, lost profits, or prepaid expenses.
Buildings & Contents: protects your buildings (clubhouse, outbuildings, storage, etc) and their contents, such as specialised machinery, against repair or replacement due to theft or malicious damage.
Business Interruption: can protect against loss of income due to an unexpected event, such as fire, flood or some other unforeseen circumstances, including the supply of goods or services.
Public Liability: covers you if you or your employees are liable for injury to customers or the public, or for damaging their property as a result of your business activities. This includes member-to-member liability.
Fidelity & Crime: protects you against financial losses from fraud and dishonesty, covering theft by both employees (fidelity) and third parties (crime). This shields against internal threats like employee embezzlement and external threats such as social engineering or on-premises theft.
Directors and Officers: reimburses the costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing.
Motor Fleet: groups a number of vehicles (vans, trucks, minibuses, HGVs, cars, tractors, plant and special types of vehicles) together under one policy, with a single renewal date for convenience.
Environmental Impairment Liability: provides coverage for loss or damages resulting from unexpected releases of pollutants typically excluded in general liability and property insurance policies.
Cyber: covers the losses relating to damage or loss of information from IT systems and networks from an unauthorised IT system access, electronic attack, or privacy breach.
Credit Insurance: covers against the risk of businesses not being paid for goods or services that they sell, or buy, (if on a pro forma).
Healthcare: cover could include private medical insurance for individuals or groups, income protection, life assurance, critical illness or key person protection.
Why Choose Us For Your Sports Club Insurance?
Our clients tell us there are many benefits to working with us:
Expertise
Our sports club insurance team, has vast amounts of retained knowledge, so are quick to understand a client’s needs and which insurers would be best placed to secure the right cover for those needs. We’ve developed excellent relationships with insurers over 50 years of business, which brings all manner of benefits for clients in terms of negotiating and speed of response.
Relationships
Our clients repeatedly tell us that one of the biggest benefits of working with us is the relationship they have with their dedicated contacts at C&C, which can often include client visits. We’re NOT a call centre! We take the time to really understand our sports club clients, their business, and the specific market they operate in. Having this consistency of contact means clients avoid that starting at square one feeling when it comes to renewals or initiating a claim, which helps explain our 97.7% Client Retention rate!
In-House Claims Team
Should the worst happen and you need to make a claim on your sports club insurance, our in-house claims team will be with you every step of the way. In fact, they take the lead on the process and manage as much interaction with insurers and loss adjusters as possible. They can challenge, chase up, and champion your case all on your behalf. Having our team in your corner at such a difficult time brings immense peace of mind to our clients, and all with no extra claims handling fees.
Our in-house risk management team can also assess your exposures and assist to reduce your risk, which in turn, can enhance your relationships and reputation with insurers.
If you’re seeking sports club insurance, regardless of whether your club is a large national name operating on a professional basis or a smaller, regional organisation operating on an amateur or semi-pro basis, our experienced team can help source the appropriate cover for your club’s needs.
CALL US TO TALK TO OUR SPECIALIST SPORTS CLUB INSURANCE TEAM
ON 0161 406 4800 OR BY EMAIL
